星期六, 7月 24, 2010

Sharing the Book Report Ex-17

24/7/2010
Sharing the Book Report
Ex-17 A Lesson from William Shakespeare

(Kar) This is a fact that there are no “free lunches” for people, who go shopping or spend on whatever they like, to use credit cards. It means that you can still keep buying things with a credit card if you have no money. The banks and finance companies seem quite kind to you. However, you are tempted to spend freely. They only concern about their business. Therefore, you should manage your finance. If not, you may get the debts becoming heavier. It’s bad for people to own plenty of credit cards. It easily causes them to spend on since they do not need to pay back all of bank statements; they can only play off the minimum of cards each month. But they might not know they have to pay the heavier interest.

I read some news about some of debtors who were killed themselves since they hadn’t money enough to repay a great deal of debts. It’s stupid of them to do. Their family members or friends would be so sad. If they had managed their budgets, they would not have chosen selves-murder.

It’s necessary for us to learn how to budget, save money and cut expenses on unnecessary things.